When was Jan Dhan Yojana launched in India?

Appeared in: JIPMER Nursing Officer - 2020

Explanation

The Pradhan Mantri Jan Dhan Yojana (PMJDY), a national mission for financial inclusion, was officially launched on 28 August 2014.
This launch followed the announcement of the scheme by Prime Minister Narendra Modi during his first Independence Day address on 15 August 2014.
The primary objective of the scheme is to ensure access to financial services, namely banking, savings & deposit accounts, remittance, credit, insurance, and pension in an affordable manner to all households in the country.

Option B: This date is incorrect. The scheme was conceptualized and launched after the new government took office in May 2014.
Option C: This date is incorrect. The launch occurred in August, shortly after its announcement, to ensure rapid implementation across the country.
Option D: This date is incorrect as it precedes the official announcement of the scheme, which was made on 15 August 2014.

Clinical Relevance

Nursing practice connection: This is primarily an exam-oriented knowledge point with limited direct bedside application, so retain Launch date of Pradhan Mantri Jan Dhan Yojana (PMJDY) as background academic context rather than a clinical decision trigger.
While not a clinical topic, general knowledge about major national policies is a common component of nursing recruitment examinations in India.
Financial inclusion, the core aim of PMJDY, can have an indirect positive impact on public health by reducing financial stress and enabling families to save for health emergencies.
What if the question asked about 'Janani Suraksha Yojana' (JSY)? The answer would be April 2005, as JSY is a safe motherhood scheme under the National Health Mission, distinct from the financial inclusion-focused PMJDY.

How to Approach the Question

This is a factual recall question typical of the General Knowledge section in competitive exams.
First, identify the core subject of the question, which is the launch date of the 'Jan Dhan Yojana'.
Access your memory for key government schemes and their timelines. This scheme was a major initiative of the government formed in 2014.
Carefully evaluate the options. Note that the day (28th) is the same in all options, so the key is to recall the correct month and year.
Eliminate options that are chronologically inconsistent. The scheme was announced in August 2014, so any date before that is incorrect.
Select the option that matches the correct launch date: 28 August 2014.

Concept Tested & Keywords

QYCbEjfp6YevWpivSL1IZt

Practise the full JIPMER Nursing Officer - 2020

Attempt every question from this paper in a timed mock, then review the full solution for each one.