What is the full form of KCC scheme, in agricultural sector?

Appeared in: RRB Nsg. Superintendent-21 July 2019 (Shift-2nd)

Explanation

The correct full form of KCC is Kisan Credit Card.
This scheme was launched in 1998 to provide accessible, affordable, and timely credit to farmers in India.
It aims to meet the short-term credit requirements for crop cultivation, post-harvest expenses, and other consumption requirements of farmer households.
The scheme is implemented by Commercial Banks, Regional Rural Banks (RRBs), and Co-operative Banks.

Option B: This is a fabricated term. There is no government scheme named 'Kinder Credit Card' in the agricultural sector or any other sector in India.
Option C: This is an incorrect expansion of the acronym KCC. While 'Kiran' is a common Indian name, it is not associated with this agricultural credit scheme.
Option D: This is a fabricated term. 'Kirosh' has no meaning or relevance in the context of Indian government schemes.

Visual 1: Infographic - A flowchart showing the process for a farmer to apply for and use a Kisan Credit Card, highlighting the key benefits like low interest and flexible repayment.
Visual 2: Image - A sample image of a Kisan Credit Card, pointing out key features like the farmer's name, credit limit, and validity period.

Clinical Relevance

Nursing practice connection: This is primarily an exam-oriented knowledge point with limited direct bedside application, so retain Government Schemes in Agriculture as background academic context rather than a clinical decision trigger.
This is a general awareness question, not a clinical one. The relevance is socio-economic.
The KCC scheme is a vital tool for financial inclusion, empowering farmers by providing them with formal credit and reducing their dependence on high-interest loans from informal moneylenders.
Understanding such schemes is important for awareness of government initiatives aimed at rural development and poverty alleviation.

How to Approach the Question

This is a factual recall question based on general knowledge of government schemes.
First, read the question carefully to identify the acronym (KCC) and the context (agricultural sector).
Recall the full form of KCC from your knowledge of major Indian government initiatives.
Evaluate the given options. 'Kisan' is a Hindi word for 'farmer', which directly relates to the agricultural context, making 'Kisan Credit Card' the most logical choice.
Eliminate the other options as they are nonsensical or unrelated to the context.

Concept Tested & Keywords

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Practise the full RRB Nsg. Superintendent-21 July 2019 (Shift-2nd)

Attempt every question from this paper in a timed mock, then review the full solution for each one.