Pradhan Mantri Jan Dhan Yojana was launched on _______.

Appeared in: JIPMER Nursing Officer - 2020

Explanation

The Pradhan Mantri Jan Dhan Yojana (PMJDY) is a national mission for financial inclusion.
It was announced by the Prime Minister on 15th August 2014 during the Independence Day speech.
The scheme was officially launched nationwide on 28th August 2014.
The primary objective is to provide universal access to banking facilities for every household in India.

Option A: 26th January 2014 is an incorrect date. While it is a significant national day (Republic Day), the scheme was launched later in the year by a new government.
Option C: The year 2005 is incorrect. The scheme was launched in 2014.
Option D: The year 2005 is incorrect. While 15th August is a significant date, it is not the launch date of PMJDY. The scheme was announced on 15th August 2014, not launched.

Clinical Relevance

Nursing practice connection: This is primarily an exam-oriented knowledge point with limited direct bedside application, so retain Government Schemes and Policies as background academic context rather than a clinical decision trigger.
This is a general knowledge question. Awareness of such national schemes is important as they form part of the general awareness section in nursing recruitment exams.
Understanding schemes like PMJDY helps in appreciating the socio-economic context of patients. Financial inclusion can indirectly impact a family's ability to afford healthcare and improve their overall well-being.
What if the question asked for the announcement date? The answer would be 15th August 2014. It's crucial to distinguish between the announcement and the official launch date.

How to Approach the Question

First, identify the key subject of the question, which is the 'Pradhan Mantri Jan Dhan Yojana' scheme.
This is a factual recall question from the general knowledge domain. You need to access your memory for facts about major government initiatives.
Recall the year the scheme was launched. The Modi government launched several flagship schemes after coming to power in May 2014, which helps narrow down the year.
Differentiate between the announcement date (15th August 2014) and the launch date. Questions often use the announcement date as a distractor.
Evaluate the given options. Eliminate the ones with incorrect years (2005). Then, choose the correct launch date from the remaining options in 2014.

Concept Tested & Keywords

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Practise the full JIPMER Nursing Officer - 2020

Attempt every question from this paper in a timed mock, then review the full solution for each one.